United Bank for Africa (UBA) is currently seeking applications from qualified applicants to fill the vacant position of  Team Member, Recovery. Interested and qualified applicants can apply via the details below.

Team Member, Recovery Job at UBA December 5th, 2022

About UBA

At UBA, we strongly believe that our people are critical to our success in building a sustainable and dominant business in the countries we operate in, across Africa and beyond. We go to great lengths to source, attract, recruit, develop and retain the best talent, wherever they may be in the world. To this end, we are always striving to:

– Provide a non-threatening environment that encourages and rewards role-model performance.

– Help our workforce maintain a healthy balance between work and their personal lives amongst others.


Job Title: Team Member, Recovery

Job Objective(s)

  • Coordination of Loan Recovery activities within assigned business offices.
  • Management of Memorandum bad debts portfolio and Loan Loss portfolio & erstwhile CTB database.
  • Recovery of watch-list accounts & transferred accounts with early warning signals to avoid further deterioration.
  • Review & Processing Loan repayment proposals.

 

Duties & Responsibilities

  • Coordination of Loan Recovery activities within assigned business offices and ensure that the advised recovery target is achieved.
  • Management of Memorandum bad debts portfolio and Loan Loss portfolio within assigned business offices.
  • Originate Loan repayment proposals for requests from indebted customers for management’s consideration.
  • Initiate proposals for the realization, repossession, and sale of pledged assets and properties of indebted customers.
  • Rendition of fortnightly / monthly debt recovery reports for the region to the Regional Head (RH) for onward submission to Financial reporting, Performance management, Remedial Management & Credit Recovery Division.
  • Achieve recovery financial target in line with the advised budget.
  • Recovery of watch-list accounts & transferred accounts with early warning signals to avoid further deterioration.
  • Manage relationships with debtor customers to ensure compliance with repayment agreements, court orders, regulatory requests (EFCC, CBN, Police, etc.) & restructure requests.
  • Review, process and reconcile accounts of indebted customers’ complaints to ensure amicable resolution & payment of an agreed sum.
  • Conduct and document recovery visitation to customers.
  • Coordinate ad hoc reports for the group.

 

Knowledge & Skills Required

  • General Branch Operations.
  • Prudential guidelines.
  • Problem loan management.
  • Knowledge of the Loan Recovery function.
  • Basic credit Skills.
  • Good Customer relations
  • Communication Skills
  • Basic banking operations knowledge.
  • Effective reporting.
  • Negotiating Skills.
  • Initiative & analytical judgment.
  • Management Skills.
  • First degree in any related field.
  • Minimum Educational Qualification: Others
  • Minimum years of work experience required: 2 years

 

How to Apply

Location: Nigeria.

Application Deadline: Ends Monday, December 5th, 2022

Interested and qualified applicants can apply for Team Member, Recovery job via the details below:

CLICK HERE TO APPLYONLINE