As a field credit officer, you would be saddled with the duty
of onboarding and managing businesses that would access our credit products.
You would be tasked with growing your loan portfolio while
maintaining profitability by ensuring that all loans are repaid as at when due.
As a result, you would play a vital role in the assessment of
these businesses during their credit application and leverage upon innovative
tools we have developed to help you monitor their performance during the course
of the loan.
You would also be responsible for making deductions from
several information sources pertaining to the 5Cs of credit with capacity,
character and capital as major priorities.
Making recommendations to management before, during and after
the disbursement of a loan facility as to the best actions to be taken, taking
several economic factors into consideration.
Job Responsibilities
- Identify
and onboard viable businesses within your assigned geographical area to
open business accounts with Moniepoint
- Engage
customers to ensure optimal usage of accounts in order to allow them
qualify for access to credit
- Review
and approve (or decline) loan requests by thoroughly analyzing all the
data available
- Embark
on physical visitation to potential borrowers' business places for
evaluation of business books, taking inventory and turnover into
consideration
- Meet
gross loan portfolio targets and portfolio profit targets by maintaining a
healthy number of loan customers while ensuring that all loans in
portfolio are performing
- Monitor
active loan portfolio to ensure continued use of business account and loan
repayment performance
- Perform
all other credit related functions as may be assigned by a supervisor
Qualifications
- A
minimum of an OND in any business related discipline
- A
minimum of 2 years experience in a sales role for credit products in a
financial institution
- Demonstrable
knowledge of credit risk analysis
- A
good knowledge of financial analysis is an added advantage
- Must
be resident in Imo State
Relevant Skills
- Apt
attention to details
- Proven
simple/complex analytical skills
- Excellent
communication, presentation and interpersonal skills
- Agility
and perseverance
About Moniepoint
Moniepoint is a financial technology company digitizing
Africa’s real economy by building a financial ecosystem for businesses,
providing them with all the payment, banking, credit and business management
tools they need to succeed.
Method of Application
Interested and qualified applicants
should follow the link below to submit CV and application letter.
Location: Imo State (Contract)
Application Deadline: Not Specified
>> CLICK HERE TO APPLY ONLINE
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