Wema Bank is currently seeking applications from qualified applicants to fill the vacant position of Relationship Management Officer. Interested and qualified applicants can apply via the details below.
Job Title: Relationship Management Officer
Job Type: Full-Time
Location: Lagos, Nigeria (Lekki / Ajah)
Specialization(s): Banking/Finance/Insurance
Application Deadline: 17, December 2022
JOB SUMMARY
The ideal candidate will contribute to business development
and execution of branch sales plans to achieve desirable profitability, foster
a productive, value- producing relationship between the bank and customers and
support the Business Development Managers to grow a portfolio of profitable
customers in pursuit of specific sales, service, growth, and opportunity
targets.
JOB DESCRIPTION
1. Sales management:
Execute branch sales strategy reflective of the local market
conditions to ensure that sales targets are met. This includes having product
knowledge, cross selling and keeping up to date with changes and developments
in the local market/area to drive optimal achievement sales opportunities.
Conducts daily meetings with the sales team (RMO and MA) and
carry out reviews on the previous day and jointly plan for the week ahead.
Manages and maintains current business relationships and
seek new accounts through sales.
Engage in business development activities and solicitation
of new business; be actively involved in instilling and maintaining a positive
sales environment through education of the Bank’s products and services.
2. Risk management:
Ability to identify an acceptable level of lending risk, in
line with the bank’s risk appetite statement, and to maximise profit from that
transaction.
Comply with the Bank’s complaint resolution process to
resolve the matter, maintain our high service standards and mitigate further
risks / losses.
Minimize risks through adherence to KYC compliance as per
the bank policies and procedures in all your operations to minimize losses due
to frauds.
Discuss loan terms and conditions, and conduct collateral
risk analysis to ensure compliance with the banks policies and procedures.
3. Financial
management:
Extract and analyse financial statements, cash flow forecasts
and other complex financial reports, providing accurate assessment.
Perform prequalification assessment and analysis of
financial condition and risk of financing requests within framework of Bank
credit culture and current economic and industry trends.
Analyze financial statements of new customer and evaluate
all loan documents.
Contributes to the growth of deposits, loans and overdrafts
to increase profitability of the branch.
4. Customer service:
Delivers and maintains customer service standards at all
times, for improved service delivery.
5. People management:
Collaborate with peers in the branch to ensure effective
support and service delivery.
Contribute to developing a positive and proactive Safety and
Wellbeing culture including meeting all safety and wellbeing compliance
requirements.
Role model and live the Bank’s Values while adhering to all
corporate HR policies.
JOB EXPERIENCE
Required
Qualification:
B.Sc. Banking and Finance, Business Administration, Digital
Marketing, or any other related field.
2-8 years of work experience in Commercial Business at any
reputable bank or financial institution.
HOW TO APPLY
Interested and qualified applicants can apply for Relationship Management Officer job via
the details below: